Strategic Challenges in European Banking

YENER ALTUNBAS Research Officer, Institute of European Finance PABLO DE ANDRES ALONSO Associate Professor of Finance, University of Valladolid VALENTIN AZOFRA PALENZUELA Professor of Banking and Finance, University of Valladolid GÖRAN BERGENDAHL Professor of Business Administration, Göteborg University MARGARET BROWN Lecturer in Insurance, University of Wales, Bangor SANTIAGO CARBO VALVERDE Professor Titular of Applied Economics, University of Granada FRANCESCO CESARINI Professor of Banking, Catholic University of Milan ANDREW ELLUL Department of Banking and Finance, University of Malta ELISABETTA GUALANDRI Associate Professor, University of Modena SANDOR LIGETI Professor of Banking and Finance, Budapest University TED LINDBLOM Professor, Göteborg University FÉLIX J. LOPEZ ITURRIAGA Associate Professor of Finance, University of Valladolid JOEL METAIS Professor of Economics, University of Paris Dauphine PHILIP MOLYNEUX Professor in Banking and Finance and Co-Director, Institute of European Finance JOSÉ M.PASTOR Professor, Department of Economic Analysis, Universitat de Valencia FRANCISCO PÉREZ Professor, Department of Economic Analysis, Universitat de Valencia PAULO SOARES DE PINHO Assistant Professor of Banking and Finance, Universidade Nova de Lisboa JOSE MIGUEL RODRIGUEZ FERNANDEZ Associate Professor, Banking and Finance, University of Valladolid LEO SCHUSTER Professor, Business Administration, Catholic University of Eichstätt JONATHAN WILLIAMSResearch Officer, Institute of European Finance, University of Wales, Bangor